At Renmoney, we believe finance should be simple, useful and accessible to everyone. That’s what makes us really passionate about leveraging data driven insights to help us understand you better and build useful financial products for your personal and business needs - like convenient loans to help you do more today, savings to keep you on track for your goals and investments that’ll generate more money for you.
Responsibilities
- Analyze portfolio trends to identify at a granular level and be able to communicate areas of risk and opportunity.
- Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner.
- Use analytical techniques to provide insight into key portfolios and segment trends.
- Take ownership of the Portfolio plan and monitor/maintain key risk indices.
- Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly.
- Perform data reconciliation and validation routines.
- In liaison with Products team, track the Unit Economics parameters and make recommendations accordingly.
- Work with the data science team to review emerging trends and recommend areas for investigation.
- Review and maintain data forecasting models to operate within desired expectations.
Requirements
- University degree or equivalent standard with a high numeric content: statistics, economics, physics, mathematics, finance, etc.
- Excellent working knowledge of Microsoft Office Products (Excel, PowerBI, Powerpoint, Word etc.).
- Advanced SQL skills to extract data from databases.
- Good communication and presentation skills with the ability to express technical ideas to a non-technical audience.
- A Self-starter with analytical mindset and ambition for a successful career in Credit risk.
Desirable:
- Minimum 3+ years practical experience in a credit risk/monitoring or similar analytical role
- Detailed knowledge and understanding of retail banking products.
- Previous experience in an analytical role within commercial banking or financial services
- Producing reports for use by senior management and the board of the company.
Method of Application
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