At Credit Wallet we are determined to make financial loans accessible to those who need it most. You can apply for a Credit Wallet loan from the comfort of your own home, anytime of the day.
About the job
The Research & Development (R&D) Specialist will drive innovation and business growth by researching market trends, analysing customer behaviour, and developing new loan products and services. The role requires a strong analytical mindset to identify opportunities for process optimization and product enhancement, ensuring the company remains competitive in the financial services industry.
Key Responsibilities
- Conduct extensive market research to identify emerging trends, customer needs, and competitor strategies.
- Develop and test new loan products to enhance customer experience and increase market penetration.
- Collaborate with product, risk, and technology teams to refine existing loan offerings.
- Evaluate industry developments and regulatory changes to ensure product compliance.
- Analyze customer feedback and loan performance data to recommend service improvements.
- Work with data analytics teams to assess risk factors and optimize lending strategies.
- Prepare detailed research reports and presentations for senior management.
- Drive innovation by identifying and integrating financial technology advancements
Job Benefits
- Competitive Salary: We know competitive pay is essential. That's why we offer salaries that stand out, reflecting both industry benchmarks and your individual value.
- Health Insurance: We provide comprehensive health insurance benefits to ensure the well-being of our employees. Our health insurance plan encompasses a range of medical services, offering financial security and support for your healthcare needs.
- Performance Bonus: We recognize and reward our employees who have performed exceptionally well, our periodic performance bonuses reward employees and teams who have gone over and beyond to achieve their individual and team goals.
- Year-End 13th Month Bonus: As part of our commitment to recognizing and appreciating the hard work and dedication of our employees, we provide an additional financial benefit in the form of a 13th-month salary. This year-end bonus is one way we acknowledge and appreciate our employees for their commitment all year long.
- Leave Allowance: We acknowledge the significance of our employees taking breaks for rejuvenation. Alongside the annual leave entitlement, we offer leave allowance to ensure our employees enjoy their annual leave to the fullest.
- Employee Investment Advantage: We offer our people the opportunity to invest in the company with a special advantage - the privilege of enjoying a higher interest rate on their investments compared to external individuals. This exclusive benefit is designed to empower our team members and align their financial success with the success of the company.
Qualifications
- Bachelor’s degree in Business, Finance, Economics, or a related field.
- Minimum of 3-5 years of experience in financial research, product development, or business analysis.
- Strong analytical and problem-solving skills with expertise in data-driven decision-making.
- Knowledge of micro-lending, fintech, and consumer lending products.
- Familiarity with financial regulations governing lending institutions.
- Excellent communication, report-writing, and presentation skills.
Must have skills
- Report-writing
- Presentation
- Communication
- Problem-Solving
Method of Application
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