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Senior Backend Engineer (Mobile and POS) at Credit Direct Limited

Credit Direct LimitedLagos, Nigeria Software Development
Full Time
Credit Direct Limited is a non-bank finance company with its Head-Quarters in Lagos, Nigeria. The company was established in 2006 and is focused on providing Payroll based consumer loans to eligible individuals. The Company currently operates in 25 states in Nigeria including the Federal Capital Territory– Abuja. With a staff strength of over 1000 employees and an active customer base in excess of 300,000, Credit Direct Limited is positioning itself to become the dominant market leader in the unsecured micro-lending (payroll lending) space in Nigeria and indeed Sub-Saharan Africa.

Job Summary

Responsible for designing, developing, and maintaining software applications that meet business requirements. This role involves collaborating with cross-functional teams to deliver high-quality software solutions and providing technical leadership within the development team.

RESPONSIBILITIES:

Software Development

  • Design, develop, test, and maintain software applications in alignment with business needs.
  • Write clean, efficient, and maintainable code following best practices and coding standards.
  • Conduct code reviews and provide constructive feedback to team members.
  • Work closely with product managers, designers, and other stakeholders to understand requirements and translate them into technical specifications.
  • Collaborate with QA engineers to ensure thorough testing and quality assurance of software applications.
  • Communicate effectively with team members and stakeholders to ensure alignment and understanding of project goals and timelines.

Technical support & Problem Solving

  • Create and maintain technical documentation for software applications, including design specifications, code comments, and user guides.
  • Ensure that documentation is up-to-date and accessible to relevant team members. Identify, troubleshoot, and resolve software defects and performance issues.
  • Continuously improve existing software applications by refactoring code and optimizing performance.
  • Stay updated with the latest industry trends, technologies, and best practices to bring innovative solutions to the team.

Technical Leadership

  • Provide technical guidance and mentorship to junior engineers and development teams.
  • Lead the development of complex features and modules, ensuring they meet quality and performance standards.
  • Participate in architectural discussions and contribute to the technical direction of projects.

Requirements

  • 5-7 years of backend development experience with a focus on designing and deploying scalable solutions for mobile and POS systems.
  • Proven track record in leading and delivering complex, high-impact projects within mobile or POS environments, ensuring seamless integration and performance.
  • Extensive expertise in backend frameworks and tools that support mobile and POS applications, such as Node.js, .NET, and RESTful API development.
  • Proficiency in backend languages like Java, C#, and JavaScript, with experience in mobile-specific technologies (e.g., Firebase, mobile payment processing) considered a plus.
  • Solid understanding of POS systems and mobile architecture best practices, including security protocols, device compatibility, and offline capabilities.
  • Experience with databases and data management tailored for mobile and POS, including knowledge of SQLite, Firebase Realtime Database, and cloud database solutions (e.g., AWS DynamoDB).
  • Background in optimizing backend services for real-time transactions, ensuring low-latency, high-reliability performance for mobile and POS applications.

COMPETENCIES REQUIREMENTS: 

Technical:

  • Cloud Computing
  • Cybersecurity Management 
  • Data Analysis
  • Database Management
  • Digital Transformation
  • Information Security Management?
  • IT Application Support ?
  • IT Governance and Compliance
  • IT Infrastructure Management
  • IT Service Management (ITSM)
  • Mobile Device Management 
  • Network Administration
  • Programming and Scripting
  • Project Management 
  • Quality Assurance 
  • Regulatory Compliance
  • Software Development

Behavioural:

  • Entrepreneurial Mindset
  • Excellence
  • Execution
  • Energy
  • Empathy
  • Evolution
  • Emotional Intelligence
  • Business Acumen
  • Decision-Making
  • Result Oriented
  • Strategic Thinking*
  • Communication written & verbal
  • Stakeholder Management
  • Developing Others*
  • Analytical Thinking
  • Leading Change*
  • Managing Risk
  • Service Orientation

Method of Application

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