Senior Manager, Risk Scoring and Decisioning at Flutterwave

Our mission is to power a new wave of prosperity across Africa. By enabling global digital payments on a continent that’s been largely cut off from the digital economy, we’re creating the infrastructure to power Africa’s growth in the 21st Century. Founded in 2016 by a team of ex-bankers, entrepreneurs and engineers, we provide the underlying technology platform that allows businesses to make and accept payments anywhere in Africa. Our HQ is in San Francisco with offices in Lagos, Nairobi, Accra, and Johannesburg

The Role:

Flutterwave is seeking highly skilled and experienced Senior Manager, Risk Scoring and Decisioning to join our dynamic team. As a leading player in the fintech industry, we are dedicated to revolutionizing financial services through innovative technology and data-driven solutions. The Senior Manager will play a crucial role in developing and implementing risk scoring models and decisioning strategies to optimize our risk management processes and drive business growth. 

Responsibilities include but are not limited to:

• Manage the development and enhancement of risk scoring models and decisioning strategies across multiple products and channels.
• Collaborate with cross-functional teams including Data Science, Product Management, and Engineering to define requirements, collect data, and implement models into production systems.
• Excellent analytical and problem-solving skills with the ability to translate complex data into actionable insights and recommendations.
• Support the Head of Risk scoring & decisioning in ensuring  that risk scoring models and decision strategies comply with industry regulations and standards, working closely with legal and compliance teams
• Utilize advanced data analysis techniques to identify trends, patterns, and anomalies in data that may impact risk assessments and decisions.
• Support the Head of Risk scoring & decisioning in  communicating risk insights, findings, and recommendations to executive leadership and other stakeholders, providing guidance on risk-related matters.
• Monitor the performance of risk scoring models and decisioning strategies, identifying opportunities for improvement and optimization.
• Stay current with industry trends, best practices, and regulatory requirements related to risk management and scoring methodologies.
• Provide leadership and mentorship to a team of risk analysts, fostering a culture of collaboration, innovation, and continuous learning.
• Communicate key findings and recommendations to senior leadership and other stakeholders through clear and concise presentations and reports.
• Work closely with stakeholders to understand business objectives and develop risk management solutions that balance risk mitigation with business growth objectives.
• Support regulatory compliance efforts by ensuring that risk scoring models and decisioning strategies adhere to relevant regulations and guidelines.
• Drive initiatives to automate and streamline risk management processes, leveraging advanced analytics and machine learning techniques where applicable.

Required competency and skillset to be a waver:

• Bachelor's degree in a quantitative field such as Mathematics, Statistics, Computer Science, Economics, or related discipline; advanced degree preferred.
• 8+ years of experience in risk management, credit scoring, or related fields within the financial services industry.
• Strong technical skills including proficiency in statistical analysis, data mining, and programming languages such as Python, or SQL.
• Experience with machine learning techniques and tools for building predictive models (e.g., logistic regression, decision trees, random forests, gradient boosting).
• Familiarity with risk management frameworks, methodologies, and regulatory requirements (e.g. GDPR).
• Proven leadership experience with the ability to effectively manage and mentor a team of analysts.
• Exceptional communication skills with the ability to articulate technical concepts to non-technical stakeholders and senior leadership.
• Strong project management skills with the ability to prioritize and manage multiple initiatives in a fast-paced environment.
• Demonstrated ability to work collaboratively in cross-functional teams and drive results through influence and persuasion.

Method of Application